We consider Viainvest's statistical data unreliable. The platform lacks transparency, as it does not disclose critical performance data, which increases the risk for potential investors.
The more their own funds they have, the lower the need is to borrow. The lower the need to borrow, the lower the interest rates we see on the platform.
With Viainvest’s automatic Portfolio Builder, you can precisely specify the countries and interest rates you want to invest in. The following aspects are important in my view when configuring it:
While in the past, you could only rely on the financial reports of Via SMS Group, Viainvest now publishes its own reports. According to the latest report from 2024, they are profitable. Unfortunately, the 2024 report is only available in Latvian.
How does Viainvest work and what should investors know and consider when investing on the plaform? In the following sections of my Viainvest review you will find all the necessary information that you need.
However, keep in mind that invested funds are subject to loan terms. Without a secondary market, you’ll need to wait for loans to mature or be repaid unless they qualify for buyback.
Уравновешивайте риск, вкладывая средства в обеспеченные активами ценные бумаги.
In our debitum latest review, we rate PeerBerry with an 7.5 out of 10, making it one of the platforms we regularly use. If you seek higher returns than savings offer, but do not favor the price fluctuations of stocks or options, then the relatively stable interest income from PeerBerry’s peer-to-peer loans is an attractive option.
Withholding tax is currently 5 per cent for Viainvest and is withheld directly. However, you can avoid this charge in many cases by obtaining a certificate of residence.
First of all, you should know that all lenders on Viainvest belong to its own parent company, the VIA SMS Group. Having no external lenders to deal with means a significantly bigger control that can be exercised with regard to the risk management of the lenders.
As I mentioned earlier, most loans on the platform have returns around 11 - 12%, and the platform currently advertises an average return for investors which is also in this range.
Please note my disclaimer. I do not provide any investment advice or make any recommendations. I am personally invested in all the P2P platforms I report on. All information is provided without guarantee.
Your continued commitment to our platform over the past six months is highly appreciated, and we look forward to continuing our collaboration. Moving forward, we remain committed to maintaining our efforts and expanding our loan supply to further enhance the client experience on our platform.
✅ What is Viainvest? Viainvest is a regulated P2P platform from Latvia where investors can benefit from a variety of international short-term consumer loans, while earning a return of up to 13%.